The Value of your Mortgage Broker
Using a mortgage broker is, I believe, the best decision you can make when arranging any type of mortgage financing for yourself. As a broker mortgages are all I do. All day. Every day. You get my expertise and knowledge to help guide you through what can be a complicated process.
You wouldn’t cut your hair yourself, or fill a cavity yourself, so why would you buy your home by yourself? This is possibly the biggest financial decision you will make in your life, so rely on my experience to help you.
How does a Mortgage Broker Help?
My job is to take my 13+ years of experience and walk you through the process of being pre-approved, buying a home, getting approved, and helping you become mortgage free as fast as possible so you can focus on the more important things in life.
I will sit down with you and discuss all your options and come up with a personalized plan for you. I don’t work for the bank, I work for you.
What does it Cost?
And best of all, I don’t cost you a thing to use my services – the bank pays me once your mortgage closes.
Can a Mortgage Broker give me a Pre-approval?
Getting a Mortgage Pre-Approval gives you the confidence you need to buy a home… Having a mortgage pre-approval in hand gives you the confidence and assurance that when you find that perfect home you already know how it will fit into your financial picture.
Knowing what your mortgage financing will look like before you start shopping lessens the stress of making an offer, and gives you and your realtor an upper hand in the negotiations.
When I give you a pre-approval letter, it is your assurance that I have reviewed your credit, your borrowing power and debt ratios and am confident in you as a borrower. From here, we simply need the offer on a home, and we can work to finalize your mortgage.